- Budget & Balance From JREN Digital
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- Not everyone needs a 47-page budget (seriously)
Not everyone needs a 47-page budget (seriously)
Sometimes the simplest solution is the smartest one
It's Ren here with a confession...
I used to think everyone needed one of my comprehensive budget spreadsheets.
You know, the ones with all the tabs, categories, yearly projections, and enough features to make an accountant weep with joy.
And don't get me wrong - thousands of people LOVE them! They're perfect if you want to track every penny, plan years ahead, and have complete financial visibility.
But here's what I've learned from my customers...
Not everyone wants (or needs) that level of detail.
Some of you just want to know:
How much money do I have?
Where's it going this week/month?
Am I staying on track?
That's it. Simple. Clean. Done.
Before I get into it, here’s a quick word from our sponsors - these newsletters are only made possible by them, so your support is welcome!
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🤔 The "Right Fit" Problem
You know how trying on clothes works, right?
Sometimes you want the full outfit - coordinated accessories, layers, the works. Other times? You just need that perfect basic tee that goes with everything.
Budgets are the same way.
I was chatting with a customer last week who said: "Ren, I love your comprehensive budget, but honestly? It's like buying a Swiss Army knife when I just need to cut an apple."
She was right.
✅ Introducing: The "Just Right" Solution
That's why I created my Simple Budget collection. (Don’t forget to grab your spooky halloween discount - code at the top of the page)
Four beautiful designs (green, purple, beige, and peach) that give you everything you NEED without the overwhelm you don't.
Here's what makes them perfect:
✓ One Tab Wonder - Everything on a single, easy-to-read page
✓ Works Your Way - Weekly, biweekly, or monthly tracking
✓ Paycheck-Based - Budget by actual income, not theoretical numbers
✓ No Learning Curve - Open it, use it, done
What customers are saying:
"Finally, a budget that doesn't make me feel like I need an accounting degree!" - Sarah M.
"I've tried the complex ones. This is what I actually USE." - James K.
"The purple one is so pretty I actually WANT to open it!" - Michelle R.
💡 Which Budget Is Right For You?
Choose the Simple Budget if:
You want quick, at-a-glance tracking
You're new to budgeting
You prefer simplicity over detailed analysis
You budget by paycheck rather than by month
Stick with Comprehensive if:
You love detailed financial planning
You want yearly projections and trends
You track multiple accounts and goals
You enjoy diving deep into your numbers
No judgment either way! I use both depending on what I'm tracking.
🎨 Pick Your Favorite
The Simple Budget comes in four gorgeous colors:
Forest Green - Calm and grounding
Royal Purple - Bold and creative
Soft Beige - Clean and minimalist
Peachy Keen - Warm and cheerful
Same powerful tracking, just in your favorite aesthetic…
(You can grab a very generous Halloween discount - available at the top of the page when you click)
💭 Final Thought
Remember: The best budget is the one you'll actually use.
Whether that's a comprehensive powerhouse or a simple one-pager, what matters is that it works for YOUR life, YOUR style, and YOUR goals.
Sometimes the simplest solution is the smartest one.
To your success (simplified),
Ren
P.S. Still not sure which is right for you? Hit reply and tell me about your budgeting style - I read every email and love helping people find their perfect fit! 💚💜🤎🍑


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